I’d like to remind you that as a general rule of thumb, in order to get the full sun protection from your sunscreens rated SPF value, you need to put your sunscreen on before any other skincare products but what about moisturizers with sunscreens? Do they give you the same protection that regular sunscreen products do? You bet they do. In this moisturizing lotion which is labeled Daily Moisture Lotion, there’s an SPF of 28. There’s a moisturizer and a sunscreen. But we know that the sunscreen has to get to my skin first, in order for it to work. So when I put this moisturizer on, will the sunscreen ingredient in this product beat the moisturizer in the race to get to my skins surface first? It doesn’t matter. And the reason that it doesn’t matter is when this sunscreen was tested, it was tested in this form, in the form you see there. That’s with the moisturizer and the sun protection factor all built together and tested it this way; it yielded the SPF of 28 that’s on the container. That’s the same way it’s done for make-up with sunscreen. They test it as is. So in the United Stated, when products are sold with SPF values it doesn’t matter whether it’s plain sunscreen, moisturizer with sunscreen, make-up with sunscreen, lip balm with sunscreen, you’re going to get that rated SPF value just as you would if it were just a plain sunscreen with the SPF value. The thing that you need to remember is that regardless of whether or not the sunscreen is alone or with any other product, make sure you use it everyday.